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The GP Community
Federal Credit Union is owned by its members and run by a board
of directors you elect. You can be confident that your financial
privacy is a top priority of this credit union. We are required
by law to give you this privacy notice to explain how we collect,
use and safeguard your personal financial information. If you have
any questions, please contact a member service representative at
518-563-1338.
We are committed to providing you with competitive products and
services to meet your financial needs, which necessitates that we
share information about you to complete your transactions and to
provide you with certain financial opportunities. In order to do
so, we have entered into agreements with other companies that provide
either services to us or additional financial products for you to
consider.
Under these arrangements we may disclose all of the information
we collect, as described below, to companies that perform marketing
or other services on our behalf or to other financial institutions
with whom we have joint marketing agreements. To protect our members’
privacy, we only work with companies that agree to maintain strong
confidentiality protections and limit the use of information we
provide. We do not permit these companies to sell to other third
parties the information we provide to them.
Information We Collect And Disclose About
You
We collect and may disclose nonpublic personal information about
you from the following sources:
- Information we receive from you on membership and loan applications
and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide
on an application or other forms, such as from your current or
past employers or from other institutions where you conduct financial
transactions.
We may also disclose information we collect about you under other
circumstances as permitted or required by law. These disclosures
typically include information to process transactions on your behalf,
conduct the operations of our credit union, follow your instructions
as you authorize, or protect the security of our financial records.
If you terminate your membership with the GP Community
Federal Credit Union, we will not share information we have collected
about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to
those employees who have a specific business purpose in utilizing
your data. Our employees are trained in the importance of maintaining
confidentiality and member privacy. We maintain physical, electronic,
and procedural safeguards that comply with federal regulations and
leading industry practices to safeguard your nonpublic personal information. |
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