The Credit Union offers a variety of loans to suit all your borrowing needs. Minimum loan $500 Maximum. 30 days of membership is required before you may apply for a loan. Please contact the credit union office @ 518-563-1338 for more information.

• Personal ~ Minimum $500.00 Maximum $8,000.00 depending on National Credit Risk Score
• Share Secured ~ Based on the initial dollar amount on deposit in shares or share certificate
• New Auto ~ Up to the MSRP
• Used Auto ~ Up to the Book Value of Vehicle
• Recreational Vehicle ~Up to the Book Value of Vehicle
• Boats ~Up to the Book Value of Vehicle
• Home Equity Lines of Credit ~Maximum $25,000.00 based on National Credit Risk Score and Equity in Home. (For more information on Home Equity Loans Please Stop By the Credit Union Office and Request an Information Pack and Application.)
• Mortgages - offered through CUC Mortgage Corp.

Loans granted from the credit union are done so using risked based lending, which uses a national risk score issued to us by the Central Credit Bureau. For more information on improving your credit risk score there is literature available in the credit union office.